Flexible Financing for Farms of
Every Size
Farming doesn’t operate on a standard model, and neither should your financing.
Backed by MSU Federal Credit Union (MSUFCU), Pillur provides adaptable agribusiness solutions that understand seasonal cycles and operational complexity, helping you invest, adapt, and grow with confidence.
Agribusiness Financing Solutions
Agribusiness Financing Solutions
Whether you’re buying land, building out your farm facilities, updating equipment, or managing seasonal cash flow, Pillur has the products and services to help you succeed.
Whether you’re buying land, building out your farm facilities, updating equipment, or
managing seasonal cash flow, Pillur has the products and services to help you succeed.
Agribusiness Loans
- Real estate and non-real estate options
- Purchase or refinance farmland
- Expand farm buildings, grain storage, and livestock facilities
Operating Lines of Credit
Smooth out seasonal income swings with quick and easy-to-set-up access to funding to help you keep your operation moving.
- Access capital when you need it
- Cover seed, fertilizer, feed, land rent, and other costs
- Renewable and flexible to the cash flow seasons
Equipment & Machinery Term Loans
Invest in the tools and equipment that keep your farm running. Flexible financing supports equipment upgrades and capacity expansion with terms designed to fit your operation.
- Finance tractors, combines, planters, sprayers, and more
- Competitive term lengths and predictable payments
- Structure repayment to align with seasonal revenue
- New and used loans available
Leasing for Buildings & Machinery
Preserve cash flow while upgrading essential assets. Leasing offers a smart and flexible way to finance buildings and machinery without tying up working capital.
- Lease new or used equipment and agricultural buildings
- Flexible structures that protect working capital
- Options that support expansion without tying up reserves
Agriculture Programs That Help You Grow
AgXpress Loan
A streamlined lending option powered by Farmer Mac AgXpress, designed for faster decisions, efficient execution, competitive rates, and flexible terms.
- Solutions for operating, equipment, and livestock financing
- Loans up to $1.5 M — requires application and 1-year tax return.
- Loans from $1.5 - 5 M — requires two years of tax returns and financial statements.
Farm Service Agency Guarantee Programs
We partner with the Farm Service Agency (FSA) to offer guarantees that can:
- Expand access to capital
- Support emerging and established producers
For qualified borrowers, FSA-backed loans provide a 90% government guarantee to make it easier to access financing, especially for first-time land purchases like Young Farmers programs or unique borrowing situations.
What to Expect
Step 1
Explore our lending options and choose the lending product that best supports your farm goals.
Step 2
Step 3
Our team will review your application and will work with you step by step to make sure structure, timing, and repayment options fit your unique operation.
What to Expect
Explore our lending options and choose the lending product that best supports your business goals.
Step 2
Download the Pillur Business Loan Application.
Step 3
We’ll review your application and keep you updated along the way.
Better Agribusiness Banking Powered
by MSUFCU
Our financial experts provide agribusiness owners with unparalleled lending support through customizable agribusiness loans and lines of credit.
Pillur is a division of Michigan State University Federal Credit Union (MSUFCU), with 400,000+ members and a commitment to helping them achieve financial success, security, and growth.
Get Started With Pillur
Submit your online application in just minutes.
Call (800) 678-4968 ext. 2365 to speak directly with a business lending specialist.
Get Started With Pillur
Submit your online application in just minutes.
Call (800) 678-4968 ext. 2365 to speak directly with a business lending specialist.
